SBA Loan

With SBA loans, small businesses can access significant funding with lower interest rates and longer repayment periods. These loans help businesses invest in growth opportunities while maintaining financial stability.

SBA + Lending Partners

SBA Partners with Lenders for Your Success

The collaboration between the SBA and lending partners creates a remarkable opportunity for small businesses across the nation. By working together, they provide access to loans that might otherwise be out of reach, offering competitive rates and flexible terms. This partnership reduces the risk for lenders, enabling them to extend financing to a broader range of businesses. As a result, small businesses can access the capital needed to invest in growth opportunities, whether it's expanding operations, purchasing new equipment, or hiring additional staff.

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Navigating the SBA loan process can be complex, but with the right guidance, it becomes a manageable and rewarding endeavor. Our team is dedicated to helping you secure the best loan possible, tailored to your specific business needs. We provide expert advice and support throughout the application process, ensuring you understand each step and make informed decisions.

"The most important investment you can make is in yourself."

Warren Buffet

Frequently asked questions.

If you have any further questions don't hesitate to reach out to us, we're always here to help.

How does an SBA loan differ from a traditional bank loan?

SBA loans are partially guaranteed by the government, which reduces the risk for lenders. This guarantee often allows for more favorable terms, such as lower interest rates and longer repayment periods, compared to traditional bank loans.

What types of SBA loans are available?

The SBA offers several loan programs, including the 7(a) loan for general business purposes, the 504 loan for real estate and equipment purchases, and Microloans for smaller financing needs. Each program serves different business needs and purposes.

Can I use an SBA loan for any business purpose?

SBA loans can be used for a variety of business purposes, including working capital, purchasing inventory, buying equipment, refinancing existing debt, and acquiring real estate. However, there are restrictions on using funds for certain activities, such as paying off delinquent taxes.

What are the interest rates for SBA loans?

Interest rates for SBA loans are generally competitive and are determined by the lender, within SBA guidelines. Rates can be fixed or variable and are often based on the prime rate plus an additional percentage.

Can I have more than one SBA loan at a time?

Yes, it is possible to have multiple SBA loans simultaneously, as long as you meet the eligibility requirements for each loan and your lender approves the additional financing. The total amount of SBA-guaranteed loans you can have may be subject to certain limits.